Health Cover
What is Merged Benefits Health Cover?
The Merged Benefits Health Cover allows for a maximization of benefits entitlement. It is basically an out-patient cover, but can also cater for in-patient conditions.
This cover consists of an annual limit, subject to different annual sub-limits, for various benefits: hearing aids, dental, optical (lenses & frames), pregnancy as well as surgical/medical treatments. As a bonus, members also benefits from clinic room fees (subject to the excess applicable).
The Preventive Health Care/Lifestyle Benefits include GP Check Up, Pathology Tests, Cancer Prevention, Women’s Wellness, Men’s Wellness and Lifestyle Benefits such as assistance to stop smoking and assistance to lose weight.
Chronic Disease Benefits comprise of treatments for all Chronic conditions, including but not limited to Diabetes and Hypertension. It covers various elements such as tests, medications, and consultations.
This benefit includes:
Preventive Care
GP Check Up, Pathology Tests, Women’s Wellness, Men’s Wellness and Cancer Prevention
Lifestyle Benefits
Assistance to Stop Smoking & Assistance to Lose Weight
Chronic Disease Benefits
Treatment for all Chronic Conditions
What is the Inpatient Cover?
It is a cover for any medical treatment or surgical procedures requiring the occupation of a clinic bed and surgical procedures
which do not require an admission to a clinic.
This benefit includes:
- Pregnancy / Delivery
- Maternity Cash Benefit – Rs 25,000 per delivery
- Surgical Cash Benefit – Up to a maximum of Rs 50,000
- Lasik Eye Surgery – Rs 50, 000 per eye
- Infertility & Endometriosis Treatment – Lifetime Limit of Rs 50,000
- Clinical Admission for Psychological Illness – Rs 20,000
- Funeral Grant – Rs 20, 000
What is the Catastrophe Cover?
Investing in a Catastrophe Cover today is a lifetime investment. It can assist you in the event of unexpected serious medical or surgical interventions that may occur to you tomorrow. You will have no major costs to bear, as BMPA will be there for you.
Key Advantages:
- It covers overseas treatment (includes Air ticket and accommodation costs of patient and also if a doctor or person needs to accompany the patient).
- Age Limit: Lifetime Limit *
- Excess: Rs 50,000
- Members wishing to enlist to the Rs 2M, Rs 3M, Rs 5M, Rs 10M and Rs 15M covers will benefit from a FREE basic check-up prior to registration.
- Recovery Weekend: Up to 4 Nights’ Stay at a Participating Resort
* Limited to Rs 1M from 80Yrs