Why Mosanté

WHY US?

OUR HEALTH COMES FIRST, NOT OUR PROFIT


We are a non-profit health care provider and having no shareholders, we invest our income back into the services we offer, so that we can continue to help to improve your health and wellbeing. Healthcare is, and will remain, our only focus.

BONUS/MALUS SYSTEM


Mosanté has a Unique Bonus/ Malus mechanism which is used to adjust premiums paid by members according to their claim history. Bonus is a discount given on the premium to reward low claimants, whereas the Malus is an increase in the premium for high frequency claimants. At BMPA this exercise is reviewed annually.

PAYLESS SERVICES

The PayLess Service which is available at some participating pharmacies and opticians* enables members with a Merged Benefits Cover to manage their medical budgets better when presenting their physical or E-membership card.

With this added benefit, members only need to disburse the applicable excess which is 20% on purchase of prescribed medication or eyewear while the remaining balance is settled directly by Mosanté in line with the limits and terms and conditions of the member’s cover.

So, not only a member does not have to make a full payment upfront with the service provider to then recover the expense by submitting a claim, but also, they do not need to go through the hassle of submitting a claim altogether!

PARTICIPATING PHARMACIES

MedActiv Caudan
MedActiv Cassis
MedActiv Cascavelle
MedActiv Chaussée
MedActiv Curepipe
MedActiv Ebene
MedActiv Forbach
MedActiv Phoenix
MedActiv Plaisance Mall
MedActiv Riverside
MedActiv Trianon
MedActiv Tribeca
MedActiv Victoria

PARTICIPATING OPTICIANS

A Issur Optometrist
Ali Subratty Opticals
Alain Afflelou Vision II Mts Ltd
Best Optical Co Ltd
D. Sungkur Optometrist Ltd
Dhuny Deenal Opticien Lunetier
El Mirador Optique
Eye By Ridwaan
Eye Focus Optics Ltd
Eye Zone Ltd
EyePlus Ltd
Ezio Vision Ltd
Farouk Hossen Group
G Dassyne Optician Ltd
Gaya Optician – Contact Lens and Optometric Centre
H.R Jaufeerally & Co – Sarah
Hossen Abdullah Centroptique Ltee
Hossen Mohamed Ltd
I2i Optical
I-vision Optical Ltd
Jaufeerally H R Karim – Cosmos Store
Jeff Patel Optometrist Ltd
Mathieu Optician
Mr & Mrs Nazir or R/S Nazir Optician
My Optica Limited
Optique De L`est
Optique Roshni Limited
Optissimo Ltd
Patel Opticians Ltd
Saad Hossen Optician Ltd
Sahara Optics Ltd
Shafiq Hossen Optometrist Ltd
Spec Eyewear Ltd
Spec Universe Ltd
Specworld Ltd
Suhootoo Optics
Swing Optics Limited

LIFETIME CARE

We provide Lifetime Care for all our beneficiaries, from babies to seniors with a non-discriminatory pricing scheme. Our non-catastrophe covers have no age limit and will provide you with the same benefits even after retirement, at the same premium, which your enterprise is paying*.

*conditions apply

WHAT WE OFFER TO YOU

  • 1

    The Mosanté health plan offers a wide range of schemes and covers which provide an incomparable flexibility.

  • 2

    Each member receives a free physical membership card, Mocarte which guarantees “Prise en Charge" for admission purposes at clinics and PayLess Service at services providers throughout the island.

  • 3

    You can be treated by any doctor or healthcare professional of your choice who is fully registered with and authorised by the Medical or Dental Council in Mauritius, or by a registered optometrist.

  • 4

    We work in close collaboration with all clinics which are recognised by the Ministry of Health and Wellness in Mauritius.

  • 5

    Fast track for reimbursement of claims
    -Walk-in claim settlement and get refunded within 15 minutes.
    -Submission of claims via our mobile application.

  • 6

    No waiting period for newborn under the in-patient and out-patient cover.

  • 7

    No waiting period for new employees of existing corporate members (except 9 months for pregnancy related treatment & 3 months under catastrophe cover).

  • 8

    No waiting period on equivalent schemes if you are transferring from a registered health care provider.

    Condition apply